At United Schools Associates, Inc. (USA), we are dedicated to ensuring the safety and well-being of students. Our Student Injury Protection Program (SIPP) offers comprehensive, low-cost injury insurance solutions tailored to meet the unique needs of students and student- athletes
United Schools Associates, Inc. (USA) is committed to providing innovative injury insurance solutions that protect students and support educational institutions. Our flagship program, the Student Injury Protection Program (SIPP), is designed to offer peace of mind by covering medical expenses related to student injuries, both on and off-campus.
What is SIPP?
The Student Injury Protection Program (SIPP) is a comprehensive injury insurance plan that provides financial protection against the costs associated with student injuries. SIPP is designed to support students, parents/guardians, and schools by offering flexible and affordable coverage options.
Why Choose SIPP?
- Comprehensive Coverage: Covers students from a wide range of injuries.
- Affordable Plans: Low-cost options that fit every budget.
- Peace of Mind: Helps families manage medical expenses without financial stress.
- Support for Schools: Enhances student safety and builds trust within the school community.
Plan Options
Case Study
Challenges:
- Rising medical costs.
- Impact on academics and athletics.
- Financial strain on parents.
Solution:
- Implemented Base Plan for all students with optional upgrades.
- Introduced Optional Wellness Rider for overall wellness
Results:
- Enhanced safety and financial relief for parents.
- Positive community feedback.
- Increased athletic participation.
BASE
I want budget friendly
ADVANTAGE
Let’s meet in the middle
COMPLETE
Give me as much protection as i can get
If you, your student/student athlete are hurt in a covered accident, we pay cash benefits (based on your plan) for related care and recovery including:
The Initial Care you turn to following an accident, whether that’s a family physician, Urgent Care facility, an ambulance and an Emergency Department, or a Telehealth call.
It can also include things like X-rays and other diagnostic tests, or tools for managing pain and mobility.
The Continued Care to help you heal, from follow-up visits to rehabilitative therapy, home health care and lodging costs.
Critical Care for severe injuries, requiring time in an Intensive Care Unit, a hospital stay, or a prosthetic device, for example.
Thoughtful care so you have one less thing to worry about: like paying for childcare and pet care following an accident or transportation to medical facilities.
Built-in Accidental Death Rider pays additional benefits if your death is the result of an accident.
Student Injury Insurance Benefits
Plans offered – Base, Advantage, and Complete – automatically include the policy benefits and Accidental Death Rider at the listed benefit amounts. Each benefit is subject to specific conditions for payment as detailed in the policy. All treatment must be provided or prescribed by a physician unless otherwise noted. Maximum benefits per insured person are one per accident unless otherwise noted. Benefits are paid when an insured person receives treatment or services described below for an injury sustained in a covered accident.
Frequently
Asked Questions
Q: What is the Student Injury Protection Program (SIPP)?
A:SIPP is a comprehensive insurance program designed to provide financial protection against the costs associated with student injuries. It offers flexible, low-cost coverage options tailored to meet the needs of both students and their families, ensuring that medical expenses do not become a financial burden.
Q: How does SIPP benefit our school community?
SIPP enhances student safety, supports parents by mitigating the financial impact of injuries, and builds trust within the school community. By offering this program, your school demonstrates a proactive commitment to student welfare, which can improve parent satisfaction and school reputation.
Q: What coverage options are available under SIPP?
A:SIPP offers several coverage options:
Base Plan: Basic coverage for all students.
Advantage Plan: Enhanced benefits.
Complete Plan: Comprehensive benefits.
Optional Wellness Rider: Additional coverage for annual physicals, eye exams, immunizations, and more.
Q: What are the costs associated with SIPP?
A: The costs vary depending on the plan selected:
Base Plan: $6.76 per month per student.(May vary depending on the State you are located)
Q: How is the billing handled for SIPP?
A: Billing options include:
School Billing: The school pays the monthly invoice via List-bill.
Parent Billing: Deductions processed through tuition payments, and the school pays the monthly invoice via List-bill (for Additional Plans only).
Q: What are the benefits of the Optional Wellness Rider?
A: The Optional Wellness Rider provides an annual benefit of $25.00 for physicals, routine eye exams, immunizations, and other preventive care. This rider supports the overall health and wellness of students, especially student-athletes who require regular physicals.
Q: How can we implement SIPP in our school?
A: Implementation involves the following steps:
Review and Select Plan Options: Determine which SIPP options best suit your school’s needs.
Enroll Students: Submit a census of students to be included and collect parent/guardian consent forms.
Facilitate Billing: Set up billing processes through school tuition payments or direct billing.
Ongoing Support: USA provides marketing materials and customer service support to ensure smooth implementation.
Q: How does SIPP support compliance with health requirements for student-athletes?
A: SIPP’s Optional Wellness Rider includes annual benefits for physicals and immunizations, helping to ensure that student-athletes meet all necessary health requirements for participation in sports. This promotes overall student wellness and compliance with school and athletic regulations.
Q: What should our school do if parents have questions about SIPP?
A: USA provides comprehensive marketing materials and customer service support to address any questions or concerns parents may have. Schools can direct parents to contact USA’s dedicated support team for detailed information and assistance.
Q: How can we get more information or schedule a consultation?
A: For more information or to schedule a consultation, please contact:
United Schools Associates, Inc.
530 Gaither Road, Suite 350
Rockville, Maryland 20850
SIPP@usa4YOU.com
Phone: 844-USA-4YOU (844-872-4968)
