Our Products Line-Ups

What a great time to be alive! Because of evolving technology, practices, and medications, a better quality of life is at hand. However, the unexpected can happen, and life can become very expensive. Here at USA, we help protect all that you have worked to build. We are here to help you every step of the way with convenient, professional service and benefits. Remember we provide financial benefits when you need them the most..

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Accident Plans

Recovering from an injury is tough enough, but out-of-pocket expenses for the emergency room, ambulance, hospital stay and doctor’s bills can cause a financial crisis, while regular monthly bills and expenses continue to accumulate.

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Critical illness Plans

Thanks to recent medical advances, many people now survive attack, stroke, and other serious illnesses. But health care costs and inability to work can cause financial stress as income decreases. The USA offers affordable coverage that can reduce the financial impact of a major illness.

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Cancer Plans

Cure rates have climbed steadily due to medical advances, early detection, and preventive care. But treating and living with cancer can be expensive. High health insurance deductibles and co-payments, experimental treatments, prescription prices, travel for treatment, and nursing care can quickly drain the family bank account.

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Paycheck protection Plans

If an accident or illness prevents an employee from working, chances are, their paycheck will stop, too. According to the Council for Disability Awareness, 68 percent of Americans would find it “very difficult” or “somewhat difficult” to meet their current financial obligations, should their next paycheck be delayed for one week.

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Hospital indemnity Plans

Hospital costs are spinning out of control for even the simplest procedures. In fact, 41.3 percent of health care spending in the U.S. is associated with hospital treatment. Even with health insurance, co-payments and deductibles can be a hardship. Studies show the average patient will pay 16.7 percent of health care costs out of pocket.

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Life Insurance Plans

As you look toward the future, you know your life could change dramatically over time. Shouldn’t your life insurance protection change with you? Whole Life Pro can provide the guarantees and flexibility you need and want. Furthermore, it includes a built-in feature that allows you to discontinue paying premiums after a prescribed amount of time, yet keep an amount of reduced coverage in force.

Request a Quote

United Schools Associates provides insurance that pays you cash directly to help pay for things that major medical doesn’t cover.

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