Who We Are

United Schools Associates (USA), headquartered just outside of Washington, D.C. in Rockville, Maryland; is an insurance agency specializing in providing group voluntary benefits for the education community nationwide. We take pride in offering financial benefits to educators when they need them the most.

Our products consist of various paycheck and lifestyle protection programs, including accident, critical illness, cancer, paycheck protection (disability), hospital indemnity, and life insurance programs.

We protect our clients and their families from the financial hardship that often occurs with a critical illness, accident, or loss of life. Our group voluntary benefits and enhanced insurance programs help educators and their families pay for expenses typically not covered by their comprehensive medical plans.

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How May We Serve You?


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Frequently Asked

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If you have children and can’t afford life insurance,
Whether You Are An Educator Or A School Employee,
You Can Enroll In Our Free $50,000.00 Term Life
Insurance At No Cost To You

(Covers the educational expenses of your eligible children)

Enroll Today

How the USA Paycheck
Protection Plan Works

Your most valuable asset may not be your home, car, or family heirloom— for some people, it’s your ability to earn and provide for you and your family.

Every employed person needs paycheck/income replacement protection, just as every employed person needs medical insurance, life insurance, auto insurance, and air to breathe. Figuring out if you need paycheck protection is pretty easy. If you have a job, you need it.


Every 1.2 seconds… someone in the U.S. is disabled.

This number represents how many American have become disabled since Jan. 1, 2021 U.S.
National Safety Council, Injury Facts 2011

Our Products Line-Ups

What a great time to be alive! Because of evolving technology, practices, and medications, a better quality of life is at hand. However, the unexpected can happen, and life can become very expensive. Here at USA, we help protect all that you have worked to build. We are here to help you every step of the way with convenient, professional service and benefits. Remember we provide financial benefits when you need them the most..


Accident Plans

Recovering from an injury is tough enough, but out-of-pocket expenses for the emergency room, ambulance, hospital stay and doctor’s bills can cause a financial crisis, while regular monthly bills and expenses continue to accumulate.


Critical illness Plans

Thanks to recent medical advances, many people now survive attack, stroke, and other serious illnesses. But health care costs and inability to work can cause financial stress as income decreases. The USA offers affordable coverage that can reduce the financial impact of a major illness.


Cancer Plans

Cure rates have climbed steadily due to medical advances, early detection, and preventive care. But treating and living with cancer can be expensive. High health insurance deductibles and co-payments, experimental treatments, prescription prices, travel for treatment, and nursing care can quickly drain the family bank account.


Paycheck protection Plans

If an accident or illness prevents an employee from working, chances are, their paycheck will stop, too. According to the Council for Disability Awareness, 68 percent of Americans would find it “very difficult” or “somewhat difficult” to meet their current financial obligations, should their next paycheck be delayed for one week.


Hospital indemnity Plans

Hospital costs are spinning out of control for even the simplest procedures. In fact, 41.3 percent of health care spending in the U.S. is associated with hospital treatment. Even with health insurance, co-payments and deductibles can be a hardship. Studies show the average patient will pay 16.7 percent of health care costs out of pocket.


Life Insurance Plans

As you look toward the future, you know your life could change dramatically over time. Shouldn’t your life insurance protection change with you? Whole Life Pro can provide the guarantees and flexibility you need and want. Furthermore, it includes a built-in feature that allows you to discontinue paying premiums after a prescribed amount of time, yet keep an amount of reduced coverage in force.

Request a Quote

United Schools Associates provides insurance that pays you cash directly to help pay for things that major medical doesn’t cover.

Fill out our contact form and we’ll call you
Call us now at
(844) 872-4968
[contact-form-7 id=”1117″ title=”USA Contact Form”]

Request a Quote

USA’s Outstanding Features

Providing Financial Benefits When You Need Them the Most

Pays money directly to you (Generally tax-free)

or whomever you designated

Cannot be cancelled by company

Your policy is guaranteed renewable for life as long as your premium is current.

Pays in addition to any other insurance

Including HMOs, PPOs, sick leave, sick bank, and workmen’s compensation.

Provides financial predictability

Fills in critical gaps in coverage and provides peace-of-mind protection.

Continuous coverage (portable)

Even if you change jobs or retire, your benefits stay
with you.

Assists in reducing health care cost

A supplemental benefits alongside your medical coverage could mean cash benefits to cover your medical deductibles.

Guaranteed issued

Guaranteed issued benefits during open enrollment, regardless of health issues.

Paid wellness benefits

You can get paid wellness benefits for checkups at the doctor’s office.

Group premium discount

Through the educator’s school worksite, the insured can enjoy premium discount for group enrollment and occupational classification.

Potential tax benefits

Self-employed persons may be able to receive a tax deduction on premium payments (please check with your accountant).

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School districts our team members have served
Join our team

Join Team USA for the career opportunity of a lifetime. We believe not only in satisfying our team members, but also amazing them with great opportunities and appreciation. Contact us to learn more. Welcome to Team USA!

Apply now to join the team

See What Our Happy Affiliates Partner
And Clients Have To Say

USA paid me on all the parts of my Paycheck Protection Plan just like I was told they would. The money came quickly and was a real blessing. I have shared my experience with all my colleagues and recommend your company to everyone. We never know when a major accident or illness will happen and having supplemental insurance is just a smart decision. I am so happy I enrolled with your company.

Daniel Hughes
- Daniel HughesEducator

We have had many vendors, but none have appreciated our staff the way USA did. Our staff truly felt their sincerity!

Thank you again for blessing my staff with such wonderful and tasty lunches.
Ms. Hill-Pryor and Ms. Prear have received their gifts from the drawing and I gave the DonorsChoose gift card to my music teacher. We have to replace some of the drum covers and this would help him tremendously

Melody L. Seaton
- Melody L. SeatonPrincipal, Jesse Owens Community Academy School

I am writing to express my deep appreciation to United Schools Associates for supporting the Chicago Teachers Union and the members we serve. Your contribution to our schools is making a real difference!

We are grateful for your friendship and generosity, and look forward to a long relationship.

Karen Lewis
- Karen LewisFormer President, Chicago Teachers Union, Chicago, IL

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